AI Porn Sites That Accept Credit Cards

Almost every paid AI porn tool I review takes Visa and Mastercard, so finding one that accepts your card is easy. The differences start after you type the number in: the name that lands on your statement, the price the plan renews at, and whether a cheap trial rolls into a full month. Each card below covers that for one tool, as far as the site shows it.

Trials are where cards get expensive. AI-Dreamgirls sells three days for $4.95 and then bills $24.95 a month through CCBill unless you cancel. CreatePorn's two-day trial costs $1 and rebills into the full plan. PornX charges $19.99 for the first month of Premium and $24.99 after that, and its quarterly plan jumps the same way. Read the line under the pay button before you click it.

Our top pick
Candy AI, tested by Linden Voss#1
#1

Candy AI

6.5/10 Good $3.99/mo on the yearly plan ($47.88), $8.99/mo quarterly ($26.97), $13.99/mo monthly ($9.99 first month)
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Card is the only way to pay month to month ($12.99); Bitcoin only opens up on the 3-month and annual plans. Charges read EverAI. The annual plan is $71.88 in one charge, the 3-month $29.97.

Why it's here
  • EverAI on the statement, nothing explicit
  • Monthly, 3-month and yearly cycles on card

Then there's the statement. Most tools here bill under a neutral name: EverAI for Candy AI, SDAI for Secret Desires, AI Service for AI Peeps, SNB Technologies for Kupid AI, vtsup.com for AI Angels, CUR*Epiclens Technolog for PornX. Where a site doesn't publish its descriptor, the card says that too. Why descriptors look like this and what a chargeback does to your account is covered in my payment guide.

If you'd rather keep the card out of it, the same catalog is sorted by crypto and by Apple Pay and Google Pay. One oddity: LoveMy.ai is on this list because a card works there, though you enter it on Patreon. Its Patreon page explains how that works.

Fantasy GF, tested by Linden Voss#2
#2

Fantasy GF

8.8/10 Excellent $5.83/mo (annual), $12.99/mo
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Visa and Mastercard, with ADVANCED AI LABS S.R.L. named as the company and a promise of no adult transaction on your statement. Prices are pitched as 75% off your first subscription, monthly $12.99 against $25.99, so read the renewal line.

Why it's here
  • Billing company named on the site
  • Annual plan is $69.99 for the year
Selira AI, tested by Linden Voss#3
#3

Selira AI

8.3/10 Excellent Free unlimited chat, credit packs from $5.99 (50 credits) to $99.99 (1500 credits)
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Visa and Mastercard, plus Apple Pay and Google Pay, on one-time credit packs from $5.99 to $99.99. Nothing renews and there's nothing to cancel. Card charges use a discreet merchant name, though I don't have the exact line to quote.

Why it's here
  • One-time packs, no recurring charge
  • Credits never expire
Nectar AI, tested by Linden Voss#4
#4

Nectar AI

8.0/10 Excellent $5/mo (Premium yearly), $34.99/mo (Ultimate monthly)
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Visa and Mastercard on three tiers, each yearly or monthly. Premium runs $59.99 a year or $9.99 a month, Ultimate $179.99 a year or $34.99 a month. The statement name doesn't mention Nectar, but it isn't published, so I can't quote it.

Why it's here
  • Yearly halves the Premium price, $5 a month
  • Discreet merchant name on card charges
Secrets AI, tested by Linden Voss#5
#5

Secrets AI

8.0/10 Excellent $9.17/mo (annual) to $39.99/mo monthly
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Charges read S LABS INC. Plans auto-renew; you cancel in account settings and get no refund for part of a period. Month to month is steep: Premium is $39.99 billed monthly against $9.17 a month billed yearly.

Why it's here
  • Cancel from account settings
  • Neutral S LABS INC descriptor
PornWorks AI, tested by Linden Voss#6
#6

PornWorks AI

7.9/10 Good From $2.99/mo (Lite), $3.99/mo (Plus annual), $14.99/mo (Ultimate)
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Visa and Mastercard plus Google Pay, with a country and currency selector for local prices. All sales are final. Lite at $2.99 a month has no annual option. No company is named anywhere on the site, so you can't tell who is billing you.

Why it's here
  • Lite plan at $2.99 a month
  • Prices in your local currency
Secret Desires AI, tested by Linden Voss#7
#7

Secret Desires AI

8.0/10 Excellent $6.39/mo (Pro annual), $19.99/mo (Max monthly)
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Cards only. Crypto was promised for 2025 and wasn't on the subscription page when I reviewed it. The statement reads SDAI. No refunds except the 14-day withdrawal window for EU residents; cancelling keeps access until the cycle ends.

Why it's here
  • SDAI on the statement, nothing adult
  • Pro from $6.39 a month billed yearly ($76.70)
Dream GF, tested by Linden Voss#8
#8

Dream GF

5.7/10 Average Monthly $12.99 then $25.98/mo; 3 months $23.97 then $47.94 per quarter; annual $44.28 then $88.56/yr (plans page, 2026-10-28)
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Cards go through Rocketgate and SegPay, Visa and Mastercard, and the plans page carries a SegPay support link. The site says no adult transaction appears on your statement. Monthly $12.99, 3-month $29.97, annual $71.88.

Why it's here
  • Two established adult billers behind the card form
  • Card and crypto from the same plans page
Cherrypop.ai, tested by Linden Voss#9
#9

Cherrypop.ai

8.3/10 Excellent $9.99/mo (annual), $19.99/mo
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The charge carries your payment processor's merchant name, so Cherrypop doesn't appear on the statement. Premium is $19.99 billed monthly or $119.99 billed yearly, framed as 75% off a $39.99 list price. Checkout needs a login and I couldn't reopen it on September 27.

Why it's here
  • No Cherrypop name on the statement
  • Yearly comes to $9.99 a month
Kupid AI, tested by Linden Voss#10
#10

Kupid AI

7.7/10 Good $3.72/wk (Pro annual), $26.99/wk (Ultra weekly)
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Charges read SNB Technologies. Billing is weekly or yearly, never monthly: Pro is $14.03 a week or $193.32 a year. Prices display in EUR and convert to USD when you pay, and there are no refunds.

Why it's here
  • Pro Yearly is about $3.72 a week
  • Discreet SNB Technologies line
AI Peeps, tested by Linden Voss#11
#11

AI Peeps

7.3/10 Good Free guest chat; Peep Chat $8.99/mo or $89.88/yr; Peep Pal $14.99/mo or $149.88/yr; Peep Pro $29.99/mo or $299.88/yr; PeepCoin packs from $9.99 (900 coins)
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Stripe runs the checkout and the statement reads AI Service. Peep Pal is $9.99 a month on a standing sale (list $14.99). One developer runs the site and handles refunds case by case: an early cancel is usually refunded, heavy use isn't.

Why it's here
  • AI Service on the statement
  • $3.49 one-time coin pack for new users
CreatePorn, tested by Linden Voss#12
#12

CreatePorn

7.5/10 Good $9.99/mo (annual), $19.99/mo (All-Access)
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CCBill bills the cards, Visa and Mastercard. The $1 two-day trial rebills into the full plan, and the upgrade page says no refunds. To cancel, use the link in your purchase confirmation email or call CCBill at 1-888-596-9279.

Why it's here
  • Cancel by email link or phone
  • 12 months for $119.99 if you skip the trial
AI Angels, tested by Linden Voss#13
#13

AI Angels

7.1/10 Good $7.99/mo (annual), $14.99/mo
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Card billing runs through Verotel and shows as vtsup.com. Yearly plans are one charge: Private Yearly is $95.88 and doesn't renew by itself. Month to month, Private is $14.99.

Why it's here
  • Private Yearly doesn't auto-renew
  • Verotel named as the processor
SpicyGen, tested by Linden Voss#14
#14

SpicyGen

6.7/10 Good $19.99 for 400 credits to $149.99 for 10,000; video 10 credits a second (15 in HD)
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Visa and Mastercard only on September 27, no crypto and no PayPal. SpicyGen sells credits with no plan attached and doesn't name its processor. Unused credits can be refunded within 14 days; credits spent on a delivered video can't.

Why it's here
  • Credits, no subscription to remember
  • 14-day refund window on unused credits
Mistress.to, tested by Linden Voss#15
#15

Mistress.to

7.0/10 Good $12.99/mo (Premium), $19.99/mo (Premium Plus), $250 lifetime
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Centrobill hosts the payment page. Watch one tier: yearly Premium Plus shows $8.99 a month on the card but checkout charges $119.88, which is $9.99. The refund policy only covers a verified failure to deliver; changing your mind doesn't count.

Why it's here
  • Premium yearly is $48.00 for twelve months
  • Operator named in the legal pages
PornX, tested by Linden Voss#16
#16

PornX

6.7/10 Good $14.99/mo (yearly), $19.99/mo (monthly)
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Card payments go through CentroBill to a CURO card form (Visa, Mastercard), and the statement reads CUR*Epiclens Technolog. Monthly Premium is $19.99 for the first month, then $24.99; quarterly is $52.47, then $74.97. Yearly at $179.88 shows no higher renewal.

Why it's here
  • Yearly price shows no renewal jump
  • Discreet CUR*Epiclens line
Pornify, tested by Linden Voss#17
#17

Pornify

6.0/10 Average $9.99/mo (Essential, yearly), $12.99/mo (Essential, monthly), VIP from $18.99/mo, PRO from $32.99/mo
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Card works on every cycle, monthly, quarterly or yearly. Essential is $12.99 a month or $9.99 a month billed yearly, VIP $27.99 or $18.99, PRO $49.99 or $32.99. The terms say charges show as PORNIFY, and on September 30 I found no PayPal on the pricing page, FAQ or terms.

Why it's here
  • Card on every paid cycle
  • Essential from $9.99 a month on yearly billing
X-Pictures, tested by Linden Voss#18
#18

X-Pictures

7.3/10 Good $14.90/mo (Advance), $17.90/mo (Premium)
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Card top-ups are issued as NFT-token credits, an on-chain balance you spend in the app and can't cash out. The exact statement descriptor isn't published. Advance is $14.90 a month or $10.90 a week, and there's no public refund policy.

Why it's here
  • Weekly plans for short use
  • No card needed for the free Basic plan
AI-Dreamgirls, tested by Linden Voss#19
#19

AI-Dreamgirls

5.5/10 Average $24.95/mo, $54.95 per 3 months, $99.95 per 6 months (Pro); $4.95 3-day trial
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CCBill, cards only. The 3-day trial costs $4.95 and auto-renews at $24.95 a month unless you cancel, which you can do in CCBill's customer portal. Billing is discreet.

Why it's here
  • Manage or cancel in the CCBill portal
  • $4.95 trial to try Pro
#20

Xeve.ai

6.2/10 Average $12.99/mo, $26.97 per 3 months ($8.99/mo), $85.04/yr ($7.09/mo); credit packs from $4.99 (70 credits)
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Cards go through CentroBill or CCBill and renew until you cancel under My Membership. The billing FAQ gives the statement line as CUR*Jay Web Developm., the operator's name, with a CCBill variant that adds *xeve.ai. There are no refunds on unused time.

Why it's here
  • With CentroBill the statement shows the operator's company name
  • Renews automatically, no refunds on unused time
Clawra AI, tested by Linden Voss#21
#21

Clawra AI

5.5/10 Average $7.99/week, $19.99/mo, $199/yr ($16.58/mo); 1,000 credits a month on the monthly plan; VAT added by country on the Gumroad store
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“Clawra AI writes a good opening scene and, for the first few turns, a character who listens. Later in the same chat both characters I tested made up facts, on the free account and on Premium alike, and the Premium one accepted a lie I told her. Premium itself mostly works: voice notes play, a selfie and a short video each arrived in under a minute, and the free message cap goes away. It also bills every message in credits despite promising unlimited chat, and an image set I spent credits on never showed up. Premium costs more than the companions I've compared it with, and nobody is named as the operator.”

Pros
  • Harper kept my cat's name and colour straight early on and wouldn't accept a false correction
  • Premium lifts the free message cap: 21 messages in one morning and no lock
  • Voice notes cost nothing to play on Premium, and a selfie is 5 credits, about 10 cents on the monthly plan
Cons
  • Both characters I tested invented facts later in the same chat, and the Premium one accepted a false correction
  • Premium's 'Unlimited Private Chat' still takes a credit for every message
Swaplse, tested by Linden Voss#22
#22

Swaplse

5.5/10 Average From $19.99/mo (Premium), $29.99/mo (Ultimate), $49.99/mo (Maximum)
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The plans page shows card logos, but the refund policy says payment is taken in crypto against an invoice, card details aren't accepted, and a refund to a card isn't possible. If your card is declined, "Pay with an operator" in support finds another method, gift cards included.

Why it's here
  • Operator fallback when a card fails
  • Premium from $19.99 a month
#23

DreamPress

5.2/10 Average $6/mo (yearly, first charge $72), $14.39/mo (monthly)
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Cards go into a Finby pop-up (Visa, Mastercard), Finby being an EU payment processor. In the first hour after signup Unlimited shows as $14.39 a month or $72 a year, and neither the plan window nor the card form says what the next charge will be. I didn't subscribe, so I can't tell you the statement name.

Why it's here
  • 12 free tokens before any card
  • One-off token packs from $9.99
#24

Nudify AI

5.3/10 Average $9.99 to $279.99 one-time credit packs
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“Nudify AI is a wide undress-and-animate toolkit: six photo effects, 190 video templates, audio as an add-on, all on credits that don't expire. It only works on a photo you upload, and its own terms allow only AI-generated uploads, which is not how the homepage sells it. I signed in with a Google test account and got 1 free credit, enough for one photo undress and not for a clip. I generated nothing on purpose (we don't run undress on any face, synthetic ones included), so output quality is unjudged here. On price, the small pack is steep per credit and the bigger packs buy credits at uneven rates. The cost section has the arithmetic, plus a weekly auto-renewing plan that sits in the site's code but wasn't offered to my account. If you already use Google sign-in for this kind of site and only need a handful of clips, it's workable. If price per clip matters more, Freenudifier's VidSoda charges less for a video and doesn't ask for Google.”

Pros
  • 190 image-to-video templates plus six photo effects, including face and head swap
  • Each tool page I opened shows its credit price before you upload anything
  • Credits don't expire, and the one-time packs carry no renewal
Cons
  • Google is the only way to sign in, with no email option on either brand
  • The terms allow only AI-generated uploads, the opposite of how the tool is marketed
#25

Joi AI

5.5/10 Average Premium on monthly, quarterly, semi-annual or annual billing (prices not shown to us); Neuron packs $9.99 for 500, $29.99 for 2,000, $99.99 for 10,000
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“Joi AI's chat did its job in my test: it kept three planted details and took three corrections without a slip. The money is all in Neurons: every explicit picture, video and generation is paid for on top of the subscription. On trust, a named Cyprus company and an outside age-check provider sit next to gallery tags and sitemap pages that its own anti-exploitation policy forbids. Worth it if you want text chat and buy Neurons sparingly; not worth it if pictures are the point.”

Pros
  • Aoi held my name, city and cat across turns and took three corrections cleanly
  • Plain text chat cost no Neurons on Premium, and a safe-for-work selfie came free
  • Every paid picture tier shows its Neuron price on the button before you tap
Cons
  • A locked nude photo asked more Neurons than the terms say a photo view costs
  • The Premium I had came with too few Neurons for one generated image

Frequently Asked Questions

What will an AI porn subscription look like on my card statement?

On most tools here, a neutral company or processor name: EverAI for Candy AI, SDAI for Secret Desires, AI Service for AI Peeps. Nectar and X-Pictures say billing is discreet but don't publish the exact line.

Do AI porn trials renew automatically?

The ones on this list do. AI-Dreamgirls' $4.95 three-day trial rolls into $24.95 a month, and CreatePorn's $1 two-day trial rebills into the full plan, so cancel before it ends if you're only testing.

Does the monthly price stay the same after the first month?

Not always. PornX's Premium is $19.99 for the first month and renews at $24.99, and Fantasy GF advertises its prices as a discount on your first subscription. Check the renewal line at checkout.

Which AI porn sites take cards and nothing else?

Secret Desires AI, SpicyGen and AI-Dreamgirls took cards only when I checked. For another way to pay, see the crypto and Apple Pay and Google Pay lists.

How do I cancel a card subscription on these sites?

It depends on the biller. CreatePorn subscriptions cancel through the link in your CCBill confirmation email or by phone at 1-888-596-9279, AI-Dreamgirls through CCBill's customer portal, and Secrets AI in account settings.